Proposed policy agenda · November 2026
Public policy leads AIIS’s launch. Our first focus is a more coordinated response to identity misuse, with particular attention to children, older adults, and others facing greater recovery barriers. These proposals are open for discussion and refinement.
The policy question
People need understandable responsibilities, coordinated correction, and a way to challenge unresolved errors. Our starting proposal is to connect those steps into a recovery process people can navigate.
AIIS policy proposals · Introduced in the explainer
A national point of coordination across institutions, secure identity verification and fraud screening, and provisional credit relief while a claim is investigated.
The proposal also explores free, expedited resolution supported by AI, with human adjudicators when necessary, and recognition of confirmed resolutions across institutions. AI-assisted steps would need clear accountability, careful evaluation, and an effective route to review.
Make a protective credit freeze automatic from birth until age 16, rather than relying on a parent or guardian to initiate protection.
The design would need to address authorized access, correction, exceptions, and a clear transition as a child approaches adulthood.
Governance and privacy. Federal and state responsibilities. Access to human review. Implementation costs. Safeguards against fraudulent claims.
Proposed restoration framework
A starting point for policy design, testing, and refinement.
A usable reporting process with clear evidence requirements, less repeated documentation, and limited collection of sensitive information.
Defined points of contact, understandable next steps, and progress updates people can follow across the recovery process.
Procedures to challenge disputed activity and correct related records, with a clear explanation of what has been resolved.
Consider proportionate safeguards while disputed activity is reviewed, alongside protections against fraudulent claims.
Accessible assistance and an understandable route to challenge unresolved errors or a disputed decision.
AI, identity & authority
Our proposed policy agenda connects protection from impersonation, clear boundaries for delegated actions, and a path to correction when automated systems cause harm.
How should institutions receive, review, and act on reports that a person’s voice or likeness has been misused? How can remedies protect people while preserving privacy and legitimate expression?
Which person or organization does the agent represent? What actions and data access are permitted? How are consequential actions recorded, and how can a person change or withdraw permission?
If AI helps with verification, fraud screening, or claims review, how will accuracy and fairness be assessed? Where is human judgment needed, and how can a person challenge an outcome?
These questions run through public policy, national identity security, and scam protection. Children, older adults, and people with different access needs must be considered throughout the design.
A testable approach
Evaluate a restoration policy by what changes for affected people. These proposed evaluation questions are a starting point for research and practical testing.
Reduce the recovery burden while maintaining reliable evidence. Coordinate responses while limiting the sharing of personal information. Improve speed while preserving meaningful review.
Within our broader mission
Put the protection of children, older adults, and people facing greater barriers at the center of policy design. Preserve dignity, independence, and access.
Examine clearer responses to deception and impersonation, including AI-generated voices and likenesses. Connect prevention, reporting, and recourse.
Address the misuse of stolen identity data while preserving privacy, access, and the ability to challenge mistakes.
Help test the approach
We welcome policymakers and staff examining state and federal policy, researchers assessing recovery barriers and outcomes, and institutions and advocates with practical experience.
What would make this framework work? Where could it create new burdens or unintended consequences? Which existing processes could it build on?
Share a policy or research perspectiveExisting public resources
Reporting tools and recovery guidance for people affected by identity theft.
A technical reference covering identity proofing, authentication, security, privacy, and customer experience.
Public guidance on deceptive uses of AI-generated text, images, voices, and video.
Identity, permissions, and accountability considerations for software and AI agents.
External resources offer context for this discussion. AIIS’s proposed policy approach is set out above.
A shared responsibility
Bring your perspective to the conversation on identity safety.